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Fujifilm X100F Camera: Review & Comparison to the Fuji X100T

The two most important improvements to the Fujifilm X100F over the X100T are the new sensor and focus system. The X100F is now powered by a 24.3MP X-Trans CMOS III sensor, the same as Fuji’s flagship interchangeable lens cameras, the X-Pro2 and X-T2. Fuji states the X100F has a faster startup time (0.5 seconds), a faster shooting interval (0.2 seconds) and faster shutter release time lag (0.01 seconds). Coupled with the new X-Trans is the new X-Processor Pro, which Fuji claims is 4x faster than the X100T. Continue reading Fujifilm X100F Camera: Review & Comparison to the Fuji X100T

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Vizio 2016 & 2017 P-Series 4K XHDR Pro Display Review & Configuration Settings Updated

Like the 2015 M-series, the 2016 P-Series supports local dimming using full array LED backlighting (FALD) but now has 128 LEDs. It also supports a wider range of colors, chroma subsampling, and high peak brightness. FALD displays are a bit thicker than edge-lit displays but FALD displays are preferable both because of their higher contrast and the lack of light ‘blossoms’ that you see in dark scenes and on films shown in letterbox format. Properly calibrated, this is as close to the OLED TV experience as you can get without spending 3x the amount for a comparable OLED TV. Continue reading Vizio 2016 & 2017 P-Series 4K XHDR Pro Display Review & Configuration Settings Updated

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Nikon D500 Camera: Review & Comparison to the Nikon D5, D7500, D7200 & D7100 Updated

Nikon announced the D500, along with the full frame Nikon D5, at CES 2016.  Although Nikon continued to position the 2009 D300S as its premier DX series camera, their D7x00 series cameras long ago surpassed the D300S both in terms of image quality and features. When the D7000 was released in 2010, there was no reason to pay more for the D300S. I upgraded my D300 to a D7100 but I didn’t see enough value to jump from the D7100 to the D7200. Continue reading Nikon D500 Camera: Review & Comparison to the Nikon D5, D7500, D7200 & D7100 Updated

Breville BES920XL Dual Boiler Espresso Machine Review

Our first Breville small appliance was a BES860XL Barista Express Espresso Machine with a grinder. My wife and I used it several times a day for our lattes. When it failed out of warranty due to a faulty O-ring, Breville replaced it at no cost with a brand new unit. That sold me not just on the quality of Breville’s construction but also their customer service. Since then, we have bought a Breville coffee grinder, waffle maker, bread maker, juicer, immersion blender and convection oven. I recently decided to upgrade out BES860XL with a dual boiler model. Since the BES900XL has been superseded by the BES920XL, we purchased that model. Continue reading Breville BES920XL Dual Boiler Espresso Machine Review

Investing: Advanced Portfolio Optimization

Portfolio Efficiency More advanced investors can optimize their portfolio, seeking the “most efficient” portfolio for their particular risk tolerance. “Most efficient”, means: no other feasible portfolio with equal risk has greater expected returns, and no other feasible portfolio with less risk has equal returns. Otherwise, you would select either the portfolio with greater returns or the portfolio with equal risk or equal returns and lesser risk. … Continue reading Investing: Advanced Portfolio Optimization

Investing: Asset Allocation & Building a Diversified Portfolio

As I explained in Investing: Risk, Return & Time, the central challenge to long-term investing is not how to increase returns. Instead, it is how to manage risk. The solution is to construct a diversified portfolio tailored to your particular risk tolerance. Overall, it is key that you understand how your portfolio behaves during changing market and economic conditions so that you can stick with your desired asset allocation. Continue reading Investing: Asset Allocation & Building a Diversified Portfolio

Investing: Indexing and the Myth of Beating the Market

It is nearly impossible for active managers to beat the market over the long term after taking management expenses, transaction fees, taxes, and risk into account.  Individual investors don’t have the time or resources to compete with institutional investors. The only rational path for individual investors is to invest in passively managed index funds. Continue reading Investing: Indexing and the Myth of Beating the Market